If you are looking to get out of your house and live in a much closer home, there are some great opportunities for you in California. Many areas with the challenging economy and housing market are on the verge of making significant changes, and some rooms have already.
It has by foreclosures
It has by foreclosures, low housing prices, and economic difficulties. In the past couple, however, the economy began to pick up, Northern California homes are starting to rise in value once again.
When you take the CalPERS (California Public Retirement System) and Calvin (California Families & Housing Association) tests to determine your retirement benefit level, one of the questions they ask you is where in California should I live? The answer may surprise you.
Although the recession is over
Although the recession is over, California still has some of the highest costs of living in the country. Even with many people buying homes in Northern California, there are still many people who are struggling to make their monthly mortgage payments. Thus, many people have decided to move to the Bay Area, Orange County, or other cheaper areas of Southern California.
In addition to high housing costs, Northern California is also starting to see a change in demographics. Many people are choosing to retire and live in a community closer to nature. While it is true that you will not be able to experience the same amount of greenery that you would in the city, you can still benefit from a natural setting if you choose.
Some neighborhoods have already
Some neighborhoods have already seen a change in demographics, and these areas may be better suited for retirement and living in California than others. If you live in the city’s central part and are considering retiring, you may want to look at neighborhoods like Pacific Palisades and Laguna Beach. If you like the town’s feel and are looking for an area with less crime, then South Gate or San Pablo might be an option.
In terms of home prices, Northern California continues to be very affordable. It has been the fastest-growing region of California when compared to the rest of the state. So, if you are looking for a less expensive place to live in but still has some of the best areas of California, then Northern California is the place for you.
Taking the CalP1} You may find
Taking the CalP1} You may find yourself having some surprises after taking the CalPERS and CalFAM tests. Quiz to find out where in California you should live.
In addition to finding the right community, you will also need to know what you should expect from healthcare in the area. If you have children, you will need to look into healthcare options that are available to you. You may need to check into some daycare options to get your children to school on time.
The real estate prices in California continue to grow steadily. You choose a home in one of these areas; you will have many options available to you regarding how to finance your mortgage. You can go with either a fixed-rate loan or a variable rate loan.
Another essential factor to consider
Another essential factor to consider is that many of the CalPERS and CalFAM quiz places will also have affordable healthcare programs. Because of this, you can have access to medical treatment without paying a lot of money for prescriptions or visiting a doctor all the time. Many of the health care services in these areas are offered free.
If you are interested in purchasing a home in one of these areas in California, you will have to do some research before you make your purchase. You will want to make sure that you find a safe, affordable community and near the schools and healthcare centers you need. These communities offer outstanding recreational opportunities for residents as well. The best part about living in a place like California is that you can enjoy the outdoors’ beauty and still stay within proximity to work or play.